EstateWise^® Platinum is the better choice if you want to provide a simple and effective method of tax-free estate transfer to your heirs.

A single payment immediately purchases a guaranteed death benefit that is significantly larger than the one-time premium payment. In addition to providing better pass-along benefits to your loved ones, EstateWise^® Platinum provides for peace-of-mind with a return of premium guarantee and valuable policy riders included at no cost.

Like regular term insurance policy, Vantis Velocity ROP is simple way to protect the ones you love for a specific period of time. What makes Return of Premium term life insurance different is the pay-back! You will receive 100% of the premiums paid, during the level period of 20, 25, or 30 years, returned* tax-free if you outlive your policy term!

For long-term protection, coverage is also convertible to a permanent life policy without evidence of insurability (prior to age 65).

*Excludes flat extras, substandard ratings and additional rider premiums.