Life Insurance

The "Whole" Enchilada: Whole Life Insurance

reasons for whole life insurance

Life insurance is often thought of in terms of its ability to replace lost income or to pay debts in case of an unexpected or early death. But the whole life version has its own benefits.

Housekeeping: Life insurance edition

Housekeeping: Life insurance edition

While you’re tidying up your closet you may just stumble upon your life insurance policy. Before you put it back, it’s a good idea to make sure your policy is doing the job you intended. Here’s what you should look for to ensure your policy is still meeting your needs.

Life insurance terms to know: Getting to know your policy

Life insurance terms to know

Even if you've had life insurance for years, you may be oblivious—or at least rusty—about some of the terms that pop up in relation to your policy. If you think it's time for a review of your own policy, we've put together a handy glossary

Questions To Ask About Life Insurance

Beach family

To simplify the understanding of life insurance and streamline the way in which people buy this important financial tool, here are some important questions to guide you through the decision and purchasing process. 

Term Life Insurance Policies-What You Should Know

kid  bike

Term life insurance is more common when people are younger and have a smaller income and less financial responsibilities. It is an affordable way to make sure loved ones are financially secure in the event of an unexpected death.

Choosing Your Term Life Policy - What You Should Know

man computer coffee

Choosing which of these policy types is right for you depends on your personal circumstances and may change over time.

What Would Life Insurance Cost For A Superhero?

Superheroes

Some of those larger-than-life figures live some pretty risky lives – would they be able to get life insurance? We analyzed five of our favorite superhero movies to find out just how risky their professions are.

To Term or not to Term – That is the Question

Girl Thinking

In order to answer this question, we should first understand the main differences between these two basic types of insurance plans.

Why Buying Life Insurance is Better Than Crowdfunding

Why Life Insurance is Better Than Crowdfundi

If you feel like you've noticed a serious uptick in crowdfunding requests, especially when it comes to covering personal expenses, you're certainly not imagining it.  Learn why taking out a life insurance policy -- not crowdfunding -- is the right move. 

The Cost of Life Insurance Isn't as Much as You Think

Why the Cost of Life Insurance Isn't as Much as You Might Think

Most Americans overestimate the cost of insurance. Fortunately, life insurance is not as expensive as many believe. Before you start getting insurance quotes, we thought it would be helpful for you to understand the real cost of life insurance.

The Benefits of Return of Premium Term Life Insurance

Protect Your Loved Ones: The Benefits of Return of Premium Term Life Insurance

As a parent, you want to make sure your children and the rest of your family members are taken care of if something happens to you. That's why you're looking into your life insurance options and trying to figure out which type of policy is the best fit for you and your children's future. 

Individual vs. Group Life Insurance Policies

individual vs group

Although there are perks to life insurance that is provided through the workplace, many individuals will outgrow their group life coverage, sometimes without even realizing it. Learn about some key benefits to owning an individual life insurance policy.

Top 10 Reasons Why Millennials Need Whole Life Insurance

millenials and whole life

It's understandable to think you don't need life insurance when you're young and healthy. But, in reality, you have many good reasons to purchase life insurance at this point in your life.

Protect Your Family Through Life's Uncertainties

life's uncertainties

If nothing else, recent news headlines have made it very clear that life changes in an instant. This serves as a tough reminder that life is full of uncertainties, making it very difficult to make decisions about a future that has yet to be realized, with one exception--life insurance.

Think Stay-at-Home Parents Don't Need Life Insurance?

stay at home parent

There is one group that is largely overlooked: stay-at-home moms and dads. Life insurance for the stay-at-home parent is often questioned but actually very important for a family unit. Let's take a deeper look into the benefits of a stay-at-home parent having a life insurance policy.  

Tips to Make Sure You Get Life Insurance that Fits Your Needs and Budget

life insurance tips for budget

The longer you put off purchasing a policy, the higher you can expect the premiums to be. That's why it's best to follow our top life insurance tips to get you started. This way, you can buy a policy with adequate coverage that fits your needs but won't bust your budget.

Who Should Get Term Life Insurance? A Comprehensive Guide

who should get term life insurance

How often do you sit down and think about purchasing term life insurance? Have you done any research about the benefits and why you might need it? Did you know that you have options when it comes to choosing the right term life insurance plan for yourself? Here is our breakdown of what term life insurance is, who needs it and why.

A Guide to Using Life Insurance Benefits to Help Your Favorite Charity

life insurance charity

There are many different ways you can give a donation to the charity of your choice. Some charities may have an online option or you can go the old fashioned route and mail a check. Another option that’s often overlooked is using a life insurance policy to make a charitable contribution. Here are three easy ways you can use life insurance to help the charity of your choice!

I'm Young and Single, Should I Get Life Insurance? 5 Reasons You Need To

young and single need life insurance

A segment of the uninsured population is young and unmarried without dependents to name in a policy. This may lead them to ask, should I get life insurance? And the answer is yes. Knowing why may help you make the right decision about buying a life insurance policy, so here are 5 reasons why you need life insurance when you are young and single.

Applying for Life Insurance: A Complete Guide to All the Options

Life Insurance complete guide

Do you need life insurance and are you wondering where to begin, what your options are and what it take to get a policy? Read on to learn all about life insurance, the things to consider, and how you can apply for coverage.

Life Insurance 101: Why You Need Life Insurance at Every Stage in Life

life insurance 101 at every stage of life

There's a misconception when it comes to life insurance; that it’s only something you should really be thinking about later in life. But this idea couldn't be further from the truth. From your younger years all the way to the later ones, this is why life insurance should always have your back during these phases of life.

Who Can Be a Life Insurance Beneficiary?

who can be a benefiiary

So you're planning on getting life insurance, but you're not sure who can become your life insurance beneficiary. No problem, it can get confusing - so let's change that! In this article, we will take a look at what a beneficiary is and some other essential points of consideration.