Vantis Velocity Term ROP - Return of Premium Term Life Insurance

Like a regular term insurance policy, Vantis Velocity ROP is simple way to protect the ones you love for a specific period of time.

What makes Return of Premium term life insurance different is the pay-back! You will receive 100% of the premiums paid, during the level period of 20, 25, or 30 years, returned* tax-free if you outlive your policy term!

*Excludes flat extras, substandard ratings and additional add-ons premiums

With our innovative Velocity real-time underwriting process, applications are reviewed and decisions are made quickly. That’s protection at the speed of life! For long-term protection, coverage is also convertible to a permanent life policy without evidence of insurability (prior to age 65).

Adding extra protection:

Disability Waiver of Premium Add-On forgives future premiums if you become totally disabled. (Optional at an additional cost.)

What is return of premium term life insurance?

Return of Premium Term life insurance refers to a term life insurance policy that pays back all premiums paid* if you out live the  policy term.   Your return of premium term life insurance policy will remain in force, as long as you pay the level premiums, until the term insurance period ends or you choose to convert it to a permanent, whole life insurance policy. Because of this feature, the cost of Return of Premium Term is more expensive than traditional Term that does not pay you back.  

*Excludes flat extras, substandard ratings and additional add-ons premiums

What is a Return of premium term life insurance quote?

A return of premium term life insurance quote is an estimated price based on a brief personal questionnaire. The more accurate the information, such as your weight, height, medical condition, family health history, job, and hobbies, the closer your final price will match your original quoted term life insurance premium.

How do you get a return of premium term life insurance quote?

Vantis Life Insurance Company makes getting an online quote easy and hassle-free, and it only takes few minutes. The younger and healthier you are, the lower your return of premium term life insurance rates will be so don’t delay protecting your family. Get your free Return of Premium Term life insurance quote